By: Zachary Pienkowski
It may seem counterintuitive, but the secret to getting into the savings habit is to put yourself first. That doesn't mean buying every CD or kitchen gadget that catches your eye — it means including yourself among the regular creditors you pay every month.
Set some realistic long-term goals and then "pay" yourself by putting money aside in a savings or investment account on a regular basis. If you wait until the end of the month to see what's left over after paying for essentials and shelling out a few more dollars here and there for extras, you (like most people) will probably find that there isn't much left.
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