Managing Your Money in a Tough Economy

By Lara Turner

Managing your money is not an easy thing to do, but the internet has many suggestions on how to do it. The main points of each article is the same, but the steps on how to do it are slightly different. The main steps are to figure out where you want to be in the future and if you have a family to discuss with your husband or or wife a way that you want to manage your finances. The next step is to look at how you spend money now and to decide if thats the way you want to keep spending your money, especially if its on stuff that is not essential. If you realize that you are spending money on things that you should not be, then you have to decide on things to cut back on. If after cutting back on things you still want more things or you still want to spend your paycheck right away you have to keep in mind how much credit you can have without going over your head. The main thing that has to happen if you are going to manage your money in an efficient way you have to make a budget for yourself and decide where you want to be and what things you want to have, but at the same time look at how much your making to know if the life you want is even possible. 

http://ohioline.osu.edu/mym/

http://www.startupnation.com/steps/75/8-steps-manage-money.htm

http://www.extension.org/pages/Financial_Security:_Managing_Money_in_Tough_Times